Hallgrim Capital helps business owners protect what they have built and finance what comes next. We place the commercial insurance your business needs and arrange the financing to help it grow. Based in Charlotte, North Carolina. Insurance offered where licensed; lending across the Southeast and nationwide through our lender network.
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Capital and coverage are equal halves of what we do. Some owners come to us to get funded, others to get protected. Pick the door that fits what you need most right now.
The right coverage for your business, priced and placed by someone who understands owners. A quick risk review shows where you're exposed and where you can save.
See what insurance you need →
Commercial real estate, construction, investment property, and working capital. We match you with the right lender and manage the process from start to close.
Start your loan request →Coverage and capital aren't separate errands. For a business owner, they're one connected story. Start with whichever you need most right now - the rest is here when you're ready.
It starts with a risk review, not a sales pitch. Lenders, landlords, and owners all care about the same thing: is the business properly covered? We find the gaps, place the right protection, and make sure you're not paying for the wrong things.
When you're ready to buy, build, expand, or refinance, we match you with the right lender and manage the process from start to close.
We're not for everyone with a financial question. We're for owners buying, expanding, refinancing, or eventually exiting a business, in Charlotte, across the Southeast, and beyond.
Retail, restaurants, service businesses, and everyone in between. You need the right coverage to protect what you have built, and a partner who can also line up capital when you are ready to grow.
The coverage a job site actually needs, from general liability to workers' comp to bonds, plus working capital for equipment and materials when a project or a season demands it. We know these deals move fast.
Medical, dental, legal, accounting, and professional-service owners. You've built real value, and you need capital and protection that fit what you've built.
We're opening 20 spots this quarter for owners in states where we're licensed. A clear-eyed look at where your business is exposed, what you're overpaying for, and where the right coverage protects what you've built. No obligation.
We start with a conversation, not a sales pitch. If we're the right fit, you'll know.
A quick call about what you're trying to fund or protect. No pitch, no pressure.
For financing, we identify the right lenders and package your deal to close. For insurance, we review your coverage and find the gaps.
We manage the process to the finish, your loan to close, or the right coverage in place, with no loose ends.
As the business grows, we're there for the next deal, the next decision, and the eventual exit.
What business owners ask us most.
We learn what you're trying to fund, match you with the right lenders from our network, and package and manage your deal from application to close. Compensation on lending is typically paid by the lender or platform, and we disclose how it works before we submit anything.
The consultation is free. On the lending side, compensation is generally paid by the lender or platform and varies by deal; we disclose it before submission. On insurance, we're paid standard commission by the carrier when you bind a policy, the same as any agent, with nothing added to your premium. No surprises.
A structured look at where your business is exposed and whether you're properly covered: liability, property, workers' comp, auto, and the specialty coverage your industry needs. We flag gaps, spot what you may be overpaying for, and quote the right protection. It's complimentary for the next 20 owners we onboard this quarter.
Not at all. We're based in Charlotte. For business lending, we work with owners across the Southeast and nationwide through our lender network. For insurance, we place coverage in states where we're licensed. Most of the work can be done virtually.
Both. We're a licensed property & casualty agency, so we can review your coverage and place the actual policies, not just point you elsewhere. Because we also handle your financing, we see the whole picture and make sure the two sides line up.
We're independent and built specifically for business owners. A bank sells you one bank's loans; an agency sells you insurance. We lead with the capital you need now, make sure the business is protected, and grow into advisory and transition support as your business does, one relationship instead of three disconnected ones.
A short, no-pressure conversation. Start with whatever you need most right now.
Liability, property, workers' comp, auto, cyber, and more
See what insurance you need →Commercial real estate, construction, investment property, working capital
Explore financing options →Confidential · No obligation · Built for business owners